Info@SmarterBenefits.com
281-407-1510
The future of benefits is
getting more for less
You can have great
benefits that create
a happy,
committed
workforce –
without breaking
the company budget.
Use our handy search tool to look up physicians. Click Here.
Plans start at $389 per employee per month.
No underwriting and no health applications.
4/10
4.8%
1/670
Free? Nope.
According EHE Health, 40% of employees had no recorded annual preventative exam.
Yet your company pays the insurance carrier for the cost of a preventative exam. Even if the employee doesn't use it – preventative care cost is bundled into your plan premium.
Smarter Benefits rates are based on actual usage in the real world.
100% Cost
Considering the average hospital stay is about 4 days, the CDC says less than 5 out of every 100 employees will be hospitalized in any given year.
Smarter Benefits cover typical hospital stays, pregnancy included, depending on the plan selected.
It does limit the length of stays per member per year to keep costs low – and all U.S. hospitals are "in network".
We help.
Fortunately, chemotherapy is rare among employees under age 65. An employer-related study found that roughly 1 in 670 employees – or 0.68% of claims – were chemotherapy-related.
Smarter Benefits doesn't cover chemo, but we do offer alternative plans that will provide cancer benefits for individual employees. Smarter Benefits goal is to provide maximum benefits at a minimum price!
Are you overpaying for a group health insurance plan
your employees can't afford to use?
